Call 1-888-205-9757

Email:info@GrowLightCapital.ca

Industrial Property Mortgage Specialists

We are EXPERTS in hard to place mortgages!

The industrial property sector faces diverse challenges, from shifting market dynamics to regulatory changes. Our industry specialists understand the complexities of industrial real estate financing, ensuring tailored solutions to navigate challenges effectively. Whether you're investing in warehouses, manufacturing facilities, or distribution centres, we provide expertise in securing financing to meet your unique needs. Connect with us today to explore how our team can help you overcome hurdles and secure financing customized for your industrial property ventures.

Cultivators and Growers

Whether you’re looking for a loan to finance day-to-day operations or need to purchase new machinery, obtaining a mortgage or short-term operating loan from a traditional institute can be a difficult and long process.

Most banks underwrite loans using standard commercial lending guidelines that don’t make any sense for growers and cultivators. They do not take into account operating capital, land purchases, business financing, expansion or property improvement into account.

With over 400 lenders to back us up, we set the rules!

We can offer qualified growers and cultivators:

- Up to 80% of FULL cannabis property value

- Up to 30 year amortization

- Operating lines of credit

Dispensaries

We provide financing on a variety of retail properties including free-standing retail buildings, retail strip plazas and shopping malls. The most common financing challenges relate to cash flow, tenant profiles and lease terms, vacancies, and building age, condition. and location.

The best way to proactively overcome
them is to work with an experienced mortgage broker who can quickly
assess your situation and requirements and get you working with the most
relevant lending sources for your deal as soon as possible.

We can offer qualified dispensary and retail owners:

-Construction financing for the development of a retail store up 80% LTV.

- Refinance the property to renovate the business

- Short-term financing to fund expansions

- Bridge loans.

Residential Mortgages

Our residential mortgages are designed for business owners, sole proprietors and employees in the Cannabis industry.

If you’re self-employed and are having trouble getting approved for a self employed mortgage Ontario or a self employed mortgage Toronto through one of the big banks or trust companies, you are not alone.

Over the years, traditional lenders have
implemented a number of very strict lending rules and the banks have
cracked down on self employed mortgage.

We can offer qualify you for a low rate mortgage with:

- Business owners qualify for a mortgage with little to no financials.

- Approval can be based on cash flow income, instead of notice of assessments.

- Low self employed mortgage interest rates from financial institutions.

Step One: Apply Online

No Obligation, Free Consultation

Step Two: Quick Processing

Every Application is Processed on Priority

Step Three: Get Approved

Within 72 Hours or Even Less

We represent over 400 lenders

Many provide 1st, 2nd, 3rd mortgages even with:

Bad Credit
Tax Arrears
Power of Sale
Bankruptcy
No Financials
CRA or HST Liens

What our customers say about us

The bank refused to value my property based on all 211 acres. They said that their 'rules' limited it to 5 acres. Personally, I think that's biased against farmers. I didn't know that you had lenders who would value my property on all the acres. I finally got a large enough loan to tie all my debt! - S.H. Peterborough, ON

I'm self-employed with bad credit related to a past business failure. My new venture was going great and I wanted to buy a home, but the bank would not qualify me for a mortgage. I didn't know about MayApple Financial until I saw your flyer. Thanks for fulfilling my dream of being a home owner. - R.Z. Toronto, ON

MayApple Financial did an amazing job at finding the right financial solutions for our Cannabis Business. It is very hard to find reliable, honest and direct providers of financing in this business. I really appreciated how working with them was simple, efficient and we experienced stellar results. Thank you GrowLightCapital.ca! - T.S. Toronto, ON

Head Office: 1315 Pickering Parkway, Suite 300, Pickering, Ontario, L1V 7G5